Retirement education with Mark Rogers
Is Your Retirement Savings Working as Hard as It Could?
You may not want to take unnecessary market risks with the money you've spent a lifetime saving. Discover how insurance companies offer guaranteed interest rates for periods of 3, 5, 7, or 10 years.
Watch my short introduction
Retirement education with Mark Rogers
Is Your Retirement Savings Working as Hard as It Could?
You may not want to take unnecessary market risks with the money you've spent a lifetime saving. Discover how insurance companies offer guaranteed interest rates for periods of 3, 5, 7, or 10 years.
Exposure Assessment
Three Places Retirees Keep
Their Savings
Wall Street
Banks
Insurance Company
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Exposure Assessment
Three Places Retirees Keep
Their Savings
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Banks
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Exposure Assessment
Three Places Retirees Keep
Their Savings
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Banks
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Familiar Savings Options
EXPOSURE ASSESSMENT
Three Places Retirees Keep Their Savings
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Banks
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Insurance Companies
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Banks
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Wall Street
Banks
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Banks
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Banks
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
Wall Street
Opportunity for Growth
Stocks, bonds, and investment funds can play an important role in retirement. However, investments can fluctuate in value, and market losses may be especially concerning when you're already retired.
Familiar Savings Options
Bank savings accounts and CDs offer familiar ways to save. Eligible deposits receive FDIC protection, subject to applicable limits, and CDs can provide fixed interest rates for specified terms.
Insurance Companies
Contractual Guarantees
Insurance companies offer fixed annuity products that can provide guaranteed interest rates for multiple years. One of these products is called a Multi-Year Guaranteed Annuity, or MYGA.
CONTRACTUAL GUARANTEES
What Is a MYGA?
A MYGA is an insurance contract that guarantees a specified rate of interest for a defined period.
For example, you may be able to choose a 3-, 5-, 7-, or 10-year term depending on the insurance company, the product, your age, and your state
Your contractual interest rate is not affected by stock market declines..
There are important conditions, including restrictions on withdrawals, potential surrender charges, and the issuing insurer's financial strength.
Watch this short educational video to understand how MYGAs work.
Ready to see actual numbers?
"What Could $80,000 in Retirement Savings Become After 5 Years at 6% Interest?"
Would a 3-year, 5-year, 7-year, or 10-year term make the most sense for you?
How much can your Savings grow over the next 5 years? Ask me for your REPORT!
Sometimes it's easier to have a friendly conversation than to read through a lot of financial information.
I'm happy to help you understand how these products work and whether they're worth considering for your retiremen
MARK ROGERS
Meet Mark Rogers
Retirement education and insurance professional with approximately 20 years of experience helping individuals and families understand insurance and retirement planning choices.
My goal is to help you make informed decisions today that you won't regret later in retirement.
Put your own numbers on the page.
Compare four time frames using an amount and rate you choose. These are illustrations, not insurer quotes.
Enter a rate for illustration. No available product rate is suggested.
Please enter a savings amount and an interest rate.
Illustrative growth at 2% annually
| Time frame | Ending value | Interest earned |
|---|
Illustration only. The same assumed rate is compounded annually over 3, 5, 7 and 10 years, with no additional deposits or withdrawals. Taxes, fees, surrender charges and contract adjustments are excluded. Actual contract values and rates may differ; these examples do not establish product availability or predict your results.
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INSURANCE ADVERTISEMENT. Educational information only. Not a contract or quote. Fixed annuities are insurance contracts and are not bank deposits or FDIC insured. Rates, terms, and availability vary by insurance company, state, premium amount, and contract and are subject to change. Products and options may not be available in every state. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Withdrawals may be subject to surrender charges and, where applicable, a market value adjustment. See policy for details. Not affiliated with any government agency.
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Want to Learn More Before We Talk?
Understand common retirement risks, important savings considerations, and ways to explore more certainty and control in retirement.